December 7, 2023

Is SBI CBO A Replacement For SBI PO? Will There Be Any Vacancy For PO This Year?

Recently State Bank of India has declared 1226 vacancies for the post of circle-based officers across different regions. What is SBI CBO? Is it different from SBI PO? What is the primary difference between SBI PO and SBI CBO? What work does SBI CBO do? Will this post discuss SBI CBO as a replacement for SBI PO?

SBI CBO will be selected based on some required experience in the desired field, whereas hiring of all PO’s are done on a no experience basis. However, BYJU’s Exam Prep experts think this is the best opportunity for the officers from different regional and commercial rural banks to work with the SBI. Well, apart from the govt. officers and private employees can also benefit from this recruitment based on their knowledge and expertise.

SBI CBO Salary Structure

The applicant selected as SBI CBO will have a salary structure of Rs.36000-1490/7-46430-1740/2- 49910-1990/7-63840. It means that SBI CBO will receive a basic pay of Rs.36000 and an increment of Rs.1490 for the next seven years. The next phase will be the basic salary of Rs.46430 and an increment of Rs.1740 for two years, followed by basic pay of Rs.49910 and an increment of Rs.1990 for seven years. The maximum basic pay that SBI CBO can draw will be Rs.63840.

SBI PO Salary Structure

According to the official notification of 2021, the starting basic pay of SBI PO is Rs. 41,960/- (with four advance increments) on the scale of INR. 41960-980 (7) – 51110 – 1310 (7) – 48820 – 1145 (2) – 60280 applicable to Junior Management Grade Scale-I. This revised salary and increment structure are as per the Bipartite Settlement. SBI PO Salary in CTC will be 8.20 13.08 LPA depending on the place of posting and other factors.


Eligible workers get several perks for being part of SBI’s. They include health benefits such as dental, vision, medical insurance, and many more. Apart from that, they are eligible for 401(k) retirement packages and paid vacation and holiday time. In addition, depending on the position, candidates are eligible for the voucher and discount coupons.

Work Experience

SBI CBO requires the employee to have a minimum of 2 years of work experience as an officer in any Regional Rural Bank or any Scheduled Commercial Bank. While for SBI PO, there is no requirement of work experience, fresh graduates and experienced candidates can apply for the SBI PO exam.

Eligibility Criteria

SBI CBO Eligibility Criteria

SBI CBO eligibility criteria are that the candidates must graduate from a recognized university, and the applicant must not be exceeding 30 years of age as of 01.12.2021.

SBI PO Eligibility Criteria

SBI PO eligibility criteria require the candidates to graduate with a minimum of 21 years and a maximum of 30 years ago.

Probation Period

Candidates selected through the SBI CBO exam require to undergo a six-month probation period to be selected full-time as SBI CBO. For SBI PO, the length of the probation period is two years to be selected full-time for SBI.

Roles and Responsibilities

SBI CBO job roles and responsibilities are operating core branch operations, customer relationship management, overseeing banking operations, processing loans, and implementing policies in the branch. Apart from this, SBI PO job roles and responsibilities are similar to SBI CBO and include account opening, supervising clerical work, clerical work (if business demands so).


SBI CBO and SBI PO are lucrative job profiles for graduate prospects and offer a good pay package. The only catch is that SBI CBO needs candidates with two years of work experience, and SBI PO accepts fresh graduates. BYJU’s Exam Prep hope that after reading this blog on “Is SBI CBO a replacement for SBI PO?” the aspiring candidates and working professionals can make an informed decision about the post.